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02 · Official verification

A title-check checklist before paying a deposit

Bring the owner, unit, restrictions, use, payment, and handover checks into one verification flow.

Last source review

17 August 2026

Direct answer

A title check verifies the seller's authority, the property's official identity, registered restrictions, and whether the independent unit matches the home being offered before money changes hands.

01

Match the person and the property

Match identity or authority documents to the registered owner, then match province, district, block, parcel, and independent-unit details to the physical home.

Owner and authority
Block, parcel, and unit
Registered quality and address
Construction servitude or condominium status

02

Read restrictions and obligations

Mortgages, attachments, annotations, declarations, easements, and other restrictions require transaction-specific review by qualified professionals.

Mortgages
Attachments and injunctions
Annotations and declarations
Easements and use restrictions

03

Document the physical match and handover

Record the floor, orientation, annexes, parking or storage use, fixtures, meters, keys, and handover sequence in writing.

Plan versus actual use
Annex and shared-area rights
Occupancy documents when relevant
Key, meter, and fixture handover

Frequently asked

Short, sourced answers

What is a title restriction record?

TKGM uses the term for records such as annotations, declarations, easements, pledges, and other entries that may limit ownership.

Can a transaction application start through Web Tapu?

TKGM provides online application and document submission for selected title procedures, including sale.

Does this checklist replace legal review?

No. It organises the questions; qualified legal and land-registry professionals should review the specific records and contract.

See the whole picture

Review the other decision guides.

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