01 · Budget planning
How should the total cost of buying in Alanya be calculated?
Build one budget for the purchase price, official charges, insurance, utilities, management, and initial maintenance.
Last source review
17 August 2026
Direct answer
The total acquisition cost combines the purchase price with title fees, revolving-fund charges, transaction-specific professional services, insurance, utility setup, and the first post-handover expenses.
01
Separate the price from title charges
The Turkish Revenue Administration states that the title fee is charged separately to buyer and seller at 20 per thousand of the declared actual transfer value, which cannot be below the property-tax value. Confirm the transaction-specific calculation before signing.
02
Add the first costs outside transfer day
Earthquake and home insurance, utility deposits, technical review, moving, locks, furniture, and initial repairs may sit outside the listing price.
03
Build the annual ownership budget
Service charges, property tax, insurance renewals, periodic maintenance, and basic empty-home costs determine whether ownership remains sustainable.
Frequently asked
Short, sourced answers
What value is the title fee based on?
The Revenue Administration says it is based on the actual declared transfer value, not below the property-tax value; buyer and seller are each charged 20 per thousand.
Is the listing price the whole budget?
No. Official procedures, insurance, utilities, site charges, and initial maintenance require separate budgeting.
Can every cost be estimated with one fixed percentage?
No. The transaction, property, services, and current tariffs vary. A documented line-item budget is safer.
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